🎓 Proud to Share My Recent Academic Achievement!
I am excited to share my recent coursework for CE 5514: Risk and Financial Management at Brunel University, under the guidance of Dr. Nuhu Braimah and Dr. Paul Naylor. This comprehensive assignment focused on Business and Investment Financial Planning and Appraisal, providing invaluable insights into business planning and financial analysis.
Key Highlights from My Work:
📊 Section A: Business Financial Planning
- Developed a detailed 3-year Profit & Loss Forecast for an architectural and engineering consultancy services business.
- Ensured profitability by meeting and exceeding shareholder expectations of a 5% net profit before tax.
- Presented strategies for growth, cost control, and risk mitigation.
📉 Section B: Financial Analysis of Barratt Developments Plc
- Analyzed financial reports from 2014, 2018, and 2023, calculating key metrics such as Gross Profit Margin, ROE, and Debt-to-Equity ratio.
- Explored trends in profitability, capital utilisation, and market challenges affecting the UK construction sector.
💡 Learning Outcomes:
- Enhanced my ability to perform financial modeling and evaluate business feasibility.
- Gained a deeper understanding of risk management and strategic financial planning in dynamic industries.
A big thank you to my professors, peers, and Brunel University for fostering such a rich learning environment!
🔗 If you're interested in collaborating or have insights to share, let’s connect and discuss further.
#BusinessPlanning #FinancialManagement #RiskAnalysis #BrunelUniversity #ProfessionalGrowth #ConstructionIndustry
📚 CE 5514 - Risk and Financial Management
Business Financial Planning
Project: Architectural and Engineering Consultancy Services
- Objective: Develop a 3-year profit and loss forecast, ensuring a minimum 5% net profit before tax (NPBT) annually.
- Key Outcomes:
- Exceeded NPBT target with profitability margins of 11.5%, 16.6%, and 18.9% in Years 1, 2, and 3 respectively.
- Implemented strategic cost management (60% cost of sales, 15% overheads) to maintain operational efficiency.
- Used straight-line depreciation for capital investments, ensuring sustainable asset valuation.
- Challenges Addressed: Scaling costs, loan repayment planning, and external risks like market fluctuations in the construction sector.
- Result: Demonstrated financial feasibility, exceeding shareholder expectations, and provided actionable recommendations for growth, including workforce optimization and cost control.
Financial Analysis of Barratt Developments Plc
Scope: Performance analysis of a major UK residential property developer using data from 2014, 2018, and 2023.
- Key Ratios:
- Gross Profit Margin: Fluctuated from 16.77% (2014) to 20.7% (2018) and 18.3% (2023), indicating varying cost efficiencies.
- Net Profit Margin: Declined from 13.8% (2018) to 9.97% (2023), reflecting rising operating costs.
- ROE and ROA: Stable ROE (~14%), but ROA declined to 6.63% (2023), signaling asset utilization challenges.
- Debt-to-Equity Ratio: Increased to 0.67 (2023), indicating higher financial leverage for growth.
- Insights:
- Effective cost control and strategic investments balanced profitability and growth.
- Recommendations included mitigating economic risks and managing rising material costs.











